The Faculty of Science and Technology

What Are The Smart Tables?

The Smart Tables is a new actuarial tool designed to bring fairness and scientific precision to how courts value loss of future earnings in civil cases involving injury, disability, or death. It uses actuarial principles and locally relevant economic and demographic data to calculate multipliers that help estimate fair compensation.

This framework was developed to tackle a common challenge in many developing countries where awards for future earning losses have traditionally lacked consistency and solid financial grounding. By combining actuarial science with jurisdiction-specific assumptions, The Smart Tables helps judges, lawyers, and claimants arrive at more accurate valuations.

Why It Matters

In personal injury and wrongful death cases, determining how much someone should receive for loss of future income can be complex and subjective. The Smart Tables introduces a method based on statistical and actuarial models rather than guesswork. This can mean:

• More consistent outcomes in compensation awards

• Reduced litigation time and cost

• A framework grounded in economic and demographic realities

• Useful aid for lawyers, judges, and claimants

Who’s Behind It

The project was created by a team of experts including:

• Stokeley Smart - Director and Senior Lecturer, Actuarial Science, The University of the West Indies, St. Augustine

• The Honourable Mme Justice Nadia Kangaloo - High Court Judge, Republic of Trinidad and Tobago

• Kyle Rudden - Managing Director, KR Services Limited

Their combined experience ensures the tool is both technically robust and legally relevant.

Try the Calculator

The site includes an interactive Smart Tables Calculator where users can test sample scenarios to see how the methodology works in practice.